Pane nzira dzakawanda dzekudzidza kuchengetedza bhajeti yemhuri. Ngationgororei dzimwe dzei.
Kutanga. Envelopes.
Gurai mari mumari yezvinhu. Wana mabhiiyopu mashomanana, pane izvo zvinyorera "zvokudya", "mabasa ehurumende", "kufamba", "vana", "nguo". Iko kunofanirwa kunge iine envelopu "yakasiyana" yezvinhu zvisingabatanidzi mune zvekare. Kana iwe uchibvumirwa mari, unogona kuchengetedza mari mu "Inviolable Reserve". Saizvozvowo, iwe unotora mari yekudya kubva mu "vhikupe" yemuvukiropu, kwemazororo evana, kubhadhara denderedzwa kubva muvupurupu "vana" nezvimwe zvakadaro. Kupfuura chikamu chakagoverwa hachina kukurudzirwa. Mumwedzi mishomanana iwe uchave wakanyatsotarisira mhuri yako bhajeti.
Yechipiri. Kupikisana.
Kune vamwe veimba, mweya wekukwikwidzana pachawo unogona kuva chikonzero chakanaka chekuchengeta mari. Mari shoma yaunopedza, iwe unonakidza iwe uchawana. Kuponesa kunoponeswa kwekutenga kukuru.
Wechitatu. Wholesale inotenga
Tenga zvigadzirwa zvevhiki. Mazuva ano hypermarkets inogona kutenga nyore nyore zvinhu zvose panzvimbo imwe, pamatengo akaderera kupfuura muchitoro chiri pedyo neimba yako. Zvakakosha kuita urongwa hwezvinhu zvinodiwa nemishonga yemumusha vasati vaenda kuchipatara. Tevera urongwa uchitarisisa.
Usavhiringidzwa nehupakisi yakajeka uye yakanaka mifananidzo. Kukurudzira mutengi kudiwa, kuchengetedza zvakananga kubudisa zvinodhura zvinodhura pamwero wechiso chenyu. Anoguritswa akaderera, sekutonga, ari pamabhetira pasi.
Enda kune hypermarket pane isina chinhu mudumbu zvakasiyana kwete zvakakurudzirwa! Mazvitoro akawanda ane bhokeri yavo nekicheni. Kubva kunhuhwirira kunhuwirira, kutenderera kumativi eimba, iwe unogona "kumira". Somugumisiro, "zvirongwa" zvisina kurongwa "uye" zvinokuvadza "zvinowanikwa mudengu.
Imwe nzira yekutengeserana inotarisirwa kuve nechokwadi chokuti mutengi anotenga zvakawanda zvakakwanisa ndeyotevera. Trollei umo makashambadzi "anofamba" akatenderera muchitoro, kunyanya kuita hukuru hwakakura. Tisinganzwisisi, tinoedza kuzadza nzvimbo isina chinhu nekutenga. Usapinda mukutengesa "mitambo" yakarongwa ne hypermarket.
Fourth. Extreme.
Haikodzeri munhu wose, asi nzira iyi ine kodzero yekuvapo. Chinokosha chaicho ndechekuti: 90% yemari inowanikwa nemhuri yako unoisa pafurafura yemubhedha. Nokuti vakasara 10% vanogara mwedzi, kusvikira mubhadharo unotevera. Mukurwisana kwakanyanya zvakadaro, tinovimbisa kuti kutengesa kwekutengesa kunoderedzwa kusvika kuduku. Iwe uchafunga kwenguva refu usati waisa chigadzirwa chinotevera mudengu. Kuchengetedza kwakadaro kunopesana nehutano hwemunhu. Kuramba pachako muzvinhu zvose, kusavapo kwemukana wekuzvipira pachako kuchaswedera kune avo vasina hanya ne "mazuva ano" michina. Nzira yakanyanyisa yekuendesa bhajeti yemhuri yakakodzera chete pamamiriro ezvinhu akawandisa.
Gore rakatevera, unotarisira kuva nezororo mumhenderekedzo yegungwa here kana kushanyira nyika dzeEurope? Tanga kuchengeta mari nhasi! Chegumi chegumi chete chemari yako, kuiswa mu envelope, mushure memwedzi gumi ichakubvumira kushandisa mari yako yezororo. Zvakakosha kuti tisashandise chero mari yakasarudzwa pasi pemamiriro ose.
Enda kune kurongwa kwemari yemhuri zvakanaka. Tanga kugovera mari yekutanga kwevhiki, ipapo kwemaviri, matatu, uye, pakupedzisira, kwemwedzi. Iwe unogona kuverenga mari yako yezuva nezuva. Semuenzaniso, zuva randinogona kushandisa mari inopfuura 1 000 rubles.
Unyanzvi hwekugadzirisa hurongwa hwemhuri hunogona kusanganisira mitemo yakasiyana nezvimwe. Kuteerera nguva dzose, iyo, kuchakubvumira iwe kutenga zvigadzirwa zvakawanda uye usingaverengi mazana eiri rubles.