Kusvika parizvino, nhamo, isu, bonde rekusabatsirana, hatizivi zvakawanda pamusoro pekodzero dzavo, kunyange zvazvo mabasa anoyeuchidzwa pamatanho ose. Uye panguva iyo patinenge tisingabatsiri, tinongoda kuziva kodzero dzedu, izvo isu tine kodzero kubva kuhurumende uye kumushandi. "Zvipo panguva yekuzvitakura uye mushure mekusununguka" ndiyo musoro wehurukuro yedu.
Mushure memavhiki makumi matatu ekuberekwa, unogona kuenda nekuchengetedza nguva yekuberekwa. Yakaparadzaniswa kuva mumazuva makumi mapfumbamwe nemazuva makumi mapfumbamwe uye pashure pekuberekwa uye mazuva makumi manomwe. Dhiyabhorosi pamusoro pemari yekubhadhara kwegore ra2012 ndeyekuti: mari shoma yekutarisira mwana ndeye 2326 rubles pamwedzi wemwana wekutanga, uye yechipiri neyechitatu uye zvakadaro - 4651,99 rubles pamwedzi. Iyo yakawanda yehutori ndeye 38,562 rubles pamwedzi. Imwe-yebhadharo yekubhadhara uye kuberekwa inotarirwa muhuwandu hwe 100% yevheji yemari, zvichifungisisa mazororo nezorwere rezororo. Nhamba yemari miviri yegore negore in 2012 inotarirwa pa40% yeavhareji mihoro kubva pakupera kwekuenda kwekuberekwa kusvika mwana atendeuka 1.5. Kana iwe wakanyoresa nesangano rezvehutano kwemasvondo gumi nemaviri, iwewo uchange uine chikwereti chekubhadhara nguva imwechete ye 465.20 rubles uye 12405.32 rubles pamushure pekubhadhara imwechete shure kwekuberekwa. Kana vaviri kana vana vakawanda vakaberekwa, bundu-chikwereti kubhadhara mushure mokuberekwa kunobhadharwa kumwana mumwe nomumwe.
Kana iwe ukadzingwa kune chimwe chikonzero-kubviswa kwebhizimisi kana kupera kwemabasa evanhu semashambadziro pachavo, mari yebhadharo panguva yekuzvitakura is 465.20 rubles pamwedzi. Zvakanaka, zvinonyanya kukosha - mhuri yemhuri ndeye 387640.30 rubles, chete yekuti mwana wekutanga ari mubereki wekuberekwa haashandi. Asi iwe haukwanisi kuishandisa. 12000 iwe unogona kushandisa pakarepo zvinodiwa zvomwana, uye iwe wose unogona kuwana mushure mokunge mwana atendeuka makore matatu. Iwe uchada kutaurirana yako Pension Fund yeRussian Federation kuti uwane kuti zvipi zvinyorwa zvichadiwa kuitira kushandisa mari. Imba yemhuri chete haina kubhadharwa nemari, inofanirwa kubhadhara yekuvandudza dzimba, kubhadhara dzidzo yemwana kana kuumba chikamu chebhadharo chepenjeni yako. Iwe unogona kuishandisa zvakare kutenga imba kana kuti iwe uchibhadhara chikwereti, iwe unogona kuripa icho nekubatsirwa kwemhuri yemubereki.
Nenzira iyo, kunze kwekubhadhara, maererano nezvikurudziro zvegynecologist yako, unogona kugamuchira pasina mimwe mimwe mishonga mune zvemakemikari ezvinyorwa, pamwe chete nemishonga yemakisi nemavhitamini. Iwe unogona kupiwa maavoti asingabhadhari kuchipatara mushure mekugadzirisa nguva pane kurapwa kwepfungwa.
Uye kana iwe ukadzidza, ikozvino mari inenge yakaenzana nehukuru hwekudzidza kwemwedzi wepamwedzi wawakagamuchira pachikoro chako chekudzidzisa. Iwe chete unoda kupa chigwaro chekushaya simba kwebasa, rakabudiswa mukubvunzurudza kwevakadzi, kwaunoona.
Mari yebhadharo yekuberekwa kwegore ra2012 inotarwa mushure memazuva gumi kubva pazuva rokuendesa magwaro ose anodiwa uye inobhadharwa pazuva remari. Kana mubhadhari asingakwanisi kubhadhara chikwereti panguva yekuzvitakura, zvino mabasa aya anofungidzirwa nemasangano emiganhu ye inshuwarisi. Kana iwe, amai vamangwana vasingashande, zvipo zvekuzvitakura uye kubereka zvinoregererwa, asi iwe unogona kushanda kunzvimbo yebasa uye iwe uchabhadhara, zvisinei, kusvika masvondo makumi matatu. Mushure meizvozvo, unounza chirwere chezororo kubva kuvadzidzisi vevakadzi kuenda kuchikoro chekushandira uye iwe unosunungurwa mwana asati atora mwedzi miviri yekare. Ipapo iwe unoda kuenda kunoshanda kana kubviswa kubva pakubhalisa. Iwe unogona kubhadharira kubvunzurudzo, iwe uchabhadharwa kubhadharira mwana uye uchabhadhara mari "mwana". Kuti uwane kuti ndezvipi zvimwe zvikwereti zvinokonzerwa newe, taurirana nedhipatimendi rekudzivirira kwehupfumi hwehuwandu hwevanhu, nokuti mari yekubhadhara kune imwe nharaunda yakasiyana.
Kana uchida kujekesa chero mimwe mibvunzo pamusoro pekubatsira uye kubhadhara panguva yekuzvitakura uye kubereka, unogona kutaurira gweta, muSABES kana RUZSN.