Hatizivi kuti tingachengetedza sei mari. Ichi ichokwadi. Upenyu pachikwereti hwakaratidzwa kuva mararamiro akasiyana-siyana ehupenyu, zvisinei, dambudziko rezvemari rakagadzirisa zvigadziriro yedu yehupenyu. Saka, chii chaunofanira kuita kana chinhu chimwe chete chaunotarisira chiri mubhadharo wako. Pano inonyatsobatsira mazano ekuchengetedza mari ichave pachena kusvika pane ...
Mari yacho inobve kupi?
Kupindura mubvunzo uyu, unogona kunzwisisa zvinonyatsoita kuti upedze mari yakawanda. Kuti zvive nyore, tinoputsa mari yedu muzvikamu uye tinowana dzimwe nzira dzingasarudzwa.
CHOKUDYA
✓ Kutengeswa kwezvigadzirwa (kamwe kamwe pavhiki pane zvakarongwa / zuva roga roga zvinotengeswa)
✓ Kudya uye kudya kwekunze kunze kweimba (restaurant / muimba yokudyira)
Zvimwe: dzimwe nguva dzimwe nguva isu tinofanira kuyeuka tsika yakare yakanaka yekudzikinura mazuva. Zvigadzirire murairo: kaviri pavhiki kuti usapinda nemumwe munhu kune yekudya kana kuti cafe iri pedyo, asi, somuenzaniso, uuye nezvokudya kubva kumba kana kugara paKaffir.
ACCOMMODATION, COMMUNICATION AND TRANSPORT
✓Pairo yemitero yeimba uye vamwe
✓Taxes (yeimba, yemotokari, nezvimwewo)
✓ Kutakura vanhu vose (kutenga matikiti / kutenga tiketi yemwedzi)
✓Kushandira motokari
✓Foni yefoni uye internet
Mamwe mazano: tevera maitirwo emitengo (sarudza mari yakawanda), pamwe chete nemasevisi eInternet nemakambani epamba. Vamwe vedu, nekuda kweuchenjeri nekusaziva, vave vachigara pamitengo yemakore kwemakore, izvo zvisati zvamboitika zvisipo, uye vashandisi vavo vanyarara, pasina ruzha, rakashandurwa mumazuva ano, uye kwete iyo inobatsira zvikuru. Usashandisa zviitiko zvinokonzerwa negasi: tsvaga imwe yacho uye petoro yakanaka, uye mutengo unogamuchirwa. Mukuwedzera, kazhinji kufamba.
UTENYU UYE KUONA
✓ Mishonga uye kurapwa kwakabhadharwa
✓ Kutenga zvigadzirwa zvezvigadzirwa nezvimwe zvinhu
✓Shandisa vashandi vako
✓Cosmetologist
✓Fitness Center
✓ Studio studios (kutamba, yoga, nezvimwewo)
✓Salons of beauty
Zvimwe: manyaroni emitemo inogona kunyatsogadziriswa nechinangwa cheimba. Kana iwe uchitya kuisa kana kuchinetsa iwe pachako, zvichida shandura runako yako salon kune imwe bhadhaji imwe. Mukuwedzera, mune dzakawanda salons, kune mazuva apo zvakakwana zvachose kutema bvudzi rako kana kuita shanduro (kunyange zvakadaro, mudzidzi wechikoro). Izvo zvinoenda kune zvidzidzo zvemitambo. Kana iwe usati wakagadzirira kuenda kumusha yekudzidzira mamiriro emakatepi evhidhiyo, edza kutsvaga kirabhu yakaderera.
ENTERTAINMENT
✓Chikoro uye yekudyara
✓Theatre uye cinema
✓Kutsvaga uye kuratidzwa
✓ Kuverenga
Mamwe maitiro: shandura maitiro ekudyisidzira uye makiragi ane misangano yekumba. Nenzira, iyi ndiyo ikozvino mafashoni munyika yose. Uye, zvechokwadi, hatifaniri kukanganwa nezvezvinhu zvisingadhuri masikati mu cinema, mafirimu asingabhadharwi uye bhajeti nhatu-nyota mahotera, mazendo ebhasi uye kutsvaira kwendo.
DZIDZIDZO
✓Pairo masangano uye mapoka
✓Chidzidzo chevana
✓Mitambo uye vadzidzisi
✓ Mabhuku (fiction / mabhuku / magazini)
Zvimwe: kana iwe ukawana dzidzo kuitira kuti uwedzere ruzivo rwako, uye usingaise imwe "kutakura" pachifuro, iwe unogona nyore nyore kudzidza uri woga. Nhasi, paInternet, unogona kuwana zvishandiso pane zvidzidzo uye maitiro kunze kwevadzidzisi. Kune mabhuku, magazini uye mapepanhau, pamwe nemavhidhiyo nemimhanzi, vanogona kunyoreswa paIndaneti kana kubhadhara kubva mumabhuku, mabhuku emakamuri uye shamwari. Inowanikwa munguva yematambudziko inofanira kunge iri kufamba "bookcrossing" (plying books): vatori vayo, mushure mekuverenga bhuku, visiye munzvimbo inooneka, uye ani zvake anogona kuitora.
Tiri kutsvaga mari "yakasununguka"
Vamwe vedu hatidi kutevera mazano aya anobatsira sei kuchengetedza mari. Zvechokwadi, hapana munhu anoda kusiya "hupenyu hwakanaka". Nokudaro, zviri nani kugadzirisa pfungwa chaiye. Iye zvino tichafanirwa kuita zvimwe zvese kuedza kuti hupenyu hwehupenyu hwedu husina kuchinja zvakanyanya.
MITSAI: ZVINHU ZVAKANAKA, ZVINHU
Chii chichava chakaipa kana chokoti, candy, makeke, makiki, chips, crackers, zvokudya zvekudya, masagaji kubva pakubika haachiri kubva pamutero wako wezvinhu zvekutengesa? Mukuwedzera, unogona kuderedza nhamba yekutengesa zvinhu. Vazhinji vedu tinodya zvakawanda kudarika muviri unoda, kana tichienzanisa chiyero chekudya pamwe nekuwanda kwemakoriji anodyiwa.
VERENGA KWAKO
Zvichida kutenga semi-kupedza michero kunokuchengetedza nguva, asi mune aya ose epurasitiki "mabhati" mazvigadziro akawanda zvakasungirirwa zvokuti hazvizivikanwe kuti izvi zvichabata sei utano hwemhuri yako. Tenga zvigadzirwa zvakaderera (mbatatisi, kabichi, karoti, nezvimwewo) uye gadzira chikafu iwe pachako. Uye zvekudyira unogona kubika pie-charlottes kubva pamabriji echando uye michero inodhura yegore.
MITEMO YOKUTENGA
Kuti urege kutenga zvinhu zvakawanda zvisingakoshi muchitoro, zvakakwana kuti uyeuke mirairo yakawanda.
• Usaenda kune zvitoro nekuda kwechido.
• Sarudza mari yekuchengetedza mari (hypermarket), iyo inenge inenge zvinhu zvose zvinotengeswa.
• Kutenga zvinhu zvakawanda zvakachengetedzwa kwenguva refu.
• Mbatatisi, karoti, bheet, makwende uye jams zvinofanirawo kutengwa nehuwandu pamutengo wakanakisisa (unogona kuchengetedza miriwo muimba yepamusoro pamba kana mune imwe nzvimbo yakarongeka pabhandi, nezvimwewo).
• Enda kushamba, uchitanga kunyora rondedzero yezvaunotenga: nokuti izvi, mukati pevhiki, nyora pasi zvose pane pepa rinokosha.
• Usatengesa zvakanyanya pasina kugadzirira - pamusana pekutengesa kana pamutemo we "wakasimudza ruoko". Usati watenga chinhu chinodhura (vacuum cleaner, kamera, sofa, nezvimwe), ita tsvakurudzo paInternet - tsvaga uye uenzanise nemitengo, chengetedza maforamu pamusoro pehutano hwemhando dzakasiyana, enda kumakethe yemagetsi.
Total control
Sezvaunoziva, mari, kana kupedza isiri kutarisirwa, ine pfuma ye "kutambaira." Kazhinji izvi zvinongoitika nekuda kwekuzvikudza kwedu uye kutadza.
ITA MUNHU "INSURANCE"
Wakamboseka here vanasekuru vanoisa mari mu "bhokisi"? Iye zvino pane mukana wekuti vachaseka newe! Kunze kwechokwadi, iwe unowana tsika inobatsira yekuponesa 10% yemari yako.
MYSELF ACCOUNTANT
Kuti uve muchengeti akanaka mumhuri yako pachako, unofanirwa kuongorora mari uye mari, pamwe chete nekugadzirira kwavo (sezvinoita vanyori vanoita kubasa). Iwe unogona, zvechokwadi, kutora papepa (kana granary book) nenzira yekare uye uchitanga kunyora pasi mienzaniso yenhamba mairi, asi nhasi kune imwe nzira yakanakisisa: mapurogiramu akareba uye akatsigirwa nemakombiyuta kubva ku "Home Accounting" series. Kazhinji kazhinji ivo vakagadzirirwa vashandisi vese: ingoona zvose zvinoda kuwanikwa, uye purogiramu inokupa iwe wose ruzivo pachako. Unyanzvi nderekuti zvinhu zvose nemitengo zvakapinda mu database (mune mari yaunoda): mune ramangwana, kana iwe uri kudha munzvimbo imwechete, iwe unongoda kupinda muwandu hwezvinhu. Izvo zviri nyore chaizvo kunyora nekudhinda rondedzero yezvigadzirwa uye zvemhuri trivia. Usakanganwa: mari inofanirwa kurapwa zvakanaka!
Minor tweaks inobatsira kuchengetedza mari
✓Chengetera mabhanji ekuderedza makadhi pamwe neshamwari neshamwari - saka iwe uchawedzera zvikuru nzvimbo dzaungagamuchira zvikwereti uye zvinobatsira.
✓ Shandisai software yepachena. Linux panzvimbo yeWindows, Vhura hofisi panzvimbo yeMicrosoft office, nezvimwe. Munenge mapurogiramu ose ane mifananidzo yakasununguka, zvisingatauri mukushanda.
✓ Nguva dzose chengetedza cheki uye makadhi ewaranti - vanogona kukushandira zvakanaka.
✓Shandisa zvikwereti pamvura, shandisa magetsi ekugonesa magetsi uye nguva dzose uite
kugadzirisa zvishoma muimba (kana zvisinei iwe unofanira kushandisa mari yakawanda).
✓Shandisa purogiramu yakasununguka yeCapepe kwakombiyuta yako uye uchengetedze kure nemakiromita akawanda.